部分省市2022年專升本考試舉行時間即將到來，已經報名的小伙伴也在為考試做最后的準備。在最后階段，除了教材學習之外，試題練習也是必不可少的。下面，幫考網為大家帶來部分專升本考試歷年真題，正在備考的小伙伴不妨來看看。

Cloze

Investorscan _51_ money simply by loaning it. The money they loan is called capital.Security (擔保) is an expensive item which theborrower mortgages (抵押) to the investｏｒto show that heintends to _52_ the debt. The way investors make money on loans is to chargeinterest. Interest is money that _53_ pay to investors fｏｒthe use of theirmoney. Interest is usually a certain percentage of the capital. Investorssometimes _54 ten percent ｏｒmore interest per year. The interest may becalculated daily， monthly， ｏｒyearly. The interest must be _55_ beforethe capital can be repaid. If the interest is not _56_ the agreed rate， the interest is added _57_ the capital. Thenthe borrower has _58_ pay interest on the unpaid interest _59_ on the capital.A debt can grow quickly this way. If the total of the capital ａｎｄ&；emsp；accumulatedinterest gets too high， the investｏｒwill take _60_ ofthe item used as security ａｎｄ&；emsp；sell it to get his money back.

51.A. getB. make C. have D. carry

正確答案是：B

52.A.repay B. leave C. get D. give

正確答案是：A

53.A.borrowers B. lenders C. peoples D. others

正確答案是：A

54.A.cost B. ask C. charge D. change

正確答案是：C

55.A. byday B. by the day C. every day D. daily

正確答案是：D

56.A.paid B. to be paid C. pay D. paying

正確答案是：A

57.A. onB. to C. fｏｒD. with

正確答案是：B

58.A. toB. on C. into D onto

正確答案是：A

59.A. orB. also C. but also D. as well as

60.A. theplace B. possession C. turn D. care

正確答案是：B

ReadingComprehension

PassageOne

Studentsenrolled at least half time may borrow up to $3，000 form the government over a two-year period. Repayment of the loanbegins six months after the student leaves school. These loans carry oninterest until this time. The current interest rate is 5 percent. Students mayborrow up to $4，500 annually from a bank， credit union， savings ａｎｄ&；emsp；loan association ｏｒother eligible lender. Repayment onthese loans usually begins six months after the student leaves school. Theseloans carry no interest until this time. This current interest rate is 9percent. Parents may borrow up to $300 annually fｏｒeach dependent college.Repayment begins forty-five days after receiving the loan， ａｎｄ&；emsp；the interest rate is 12 percent.

61. Whichof the following is the main purpose?

A. Toremind students ａｎｄ&；emsp；their families to repay their loan.

B. Tocompare interest rates.

C. Toinform students ａｎｄ&；emsp；parents of the various loans available.

D. Toshow that government loans charge the least interest.

正確答案是：C

62. Thehighest interest rate is charged to _______.

A.full-time students B. parents

C.students borrowing from a credit ｕｎｉｏｎD. half-time students

正確答案是：B

63. Ifparents had three children in college how much could they borrow annually?

A. 900 B.3，000 C. 300 D. 9，000

正確答案是：A

64.According to the passage which of the following is true.

A. Thegovernment lends students enrolled at least half time up to 3，000 annually.

B.Students may borrow up to $4，500 annually from four sources.

C.Students enrolled less than half time may borrow money.

D. Thecurrent interest rate from banks is 5 percent.

正確答案是：B

65. Itcan be inferred from the passage that _______.

A. thestudent‘s school determines who is aneligible lender

B. moneyis available fｏｒstudent loans

C.students need not be enrolled half time to borrow money

D. theinterest rate on student loans is increasing

以上就是專升本考試的相關信息。幫考網提醒：小伙伴們在練習試題時，要注意總結與反思，做好查漏補缺的工作。另外，小伙伴們如果還有其他關于專升本考試的疑問，也可留言咨詢。